I need money now

3 months late with rent? Perhaps your car broke down and you cannot easily get to work which is making things worse? You don't have any money for groceries? "I need money now!" is what you must be silently screaming inside your head. The first and most important thing is to calm down. First of all, we have some great tips on how to get food without money.

The next thing is to distinguish between really urgent needs and needs that can actually wait a bit longer. Another distinction that needs to be made is if you are interested in ways of finding financial independence which we also will talk about in this article. The idea is that you do not have to be a genius to create monthly recurring revenues without employees, office and other hassles.

Solutions to the "I Need Money Now" dilemma.

So, we need to investigate everything here, from lifestyle choices to financial decisions, from money making endeavours to startup money, from financing to begging on the street. We will cover it all.

  • Loans: payday loans, installment loans, regular loans, car title loans
  • How to make money today: sperm bank, dumpster dive, ebay sniping
  • How to save money: we need to talk about how being cheap eventually leads to rich.

Are you sure you need money now?

Here are some examples of where money is NOT urgently needed and a loan is not an option. By this we mean that we will have a bunch of loan options here and you only need them if it is an emergency.

You need: Is this urgent, as in, will a payday loan help?
need money now Buy new clothes because there is a sale No
need money now Found a girlfriend online, need to visit her No
need money now Gotta have the new car exhaust system No

Legitimate reasons to need money now

Here are some examples of what constitutes an urgent need of cash and even a loan could be an option. This means that you actually resolve a problem that moves you forward in your life.

You need: Is this urgent as in, will a payday loan help or not?
need money now I need to take my child to the doctor. Yes
need money now If I don't fix my car, I will be fired. Yes
need money now I broke my leg. Need an x-ray. Yes
need money now My house is flooded. Need a plumber now. Yes

How to get money short term (not now)

Here we talk about ways you don't get money now, but you actually learn about the roads that exist that will take you to a better future. We do these things ourselves.

Earn thousands.
I need money now
Sell cars
Some call it car flipping.
I need money now
Movie Extras
Earn a quick $200.
I need money now
Buy for a dollar, sell for 2.
I need money now
Free stuff everywhere.
I need money now
Buy in China. Sell here.
I need money now
Find hidden gems.
I need money now
Rent a room. Or a couch.
I need money now
Rent your car out. Or two.
I need money now
Medical Testing
It may earn you thousands.
I need money now
Sperm Donor
Help others and make money.
I need money now
Cell Phone Flipping
Some people make 50k/year!
I need money now
Online Surveys
It will earn you some cash quickly.
I need money now
Speak any other language?
I need money now
Freelance Writing
It is possible.
I need money now

The Pay day loan option. Let's take this out of the way.

You want to be careful with payday loans and you should only use them in case you have exhausted all options. They are expensive and you have to repay quickly otherwise you can end up in debt in no time. Regardless, they are still a real option that you have to consider. If you want one, select from the list below.

Lender Type Amount Cost Features Action
need money now $500 to $35,000 Personal up to 35.99% APR Any Credit Score, easy online application Get a Loan
need money now Up to $500 Payday, CashNetUSA Loan (no bank account needed) Up to 230.08% Fast Cash. Simple Process. Instant Decision! Get a Loan
need money now Up to $10,000 Installment loans (no need for bank account) Up to 36% Easy application, eligibility check won't affect your credit score Get a Loan
need money now Up to $500 Payday Up to 782.14% Cash in 24h Get a Loan
need money now Up to $1000 Payday Up to 391% Cash in 24h Get a Loan
need money now Up to $1000 Payday N/A Instant Approval Get a Loan
need money now Up to $1000 Debt Consolidation N/A Reduce Your Debt by 50% Consolidate Your Loans
need money now Up to $1500 Payday, Title Loans (no bank account needed in some cases) up to 782.14% Approved in Minutes Get a Loan
need money now Up to $1000 Payday 200% to 2,290% All Credit Welcome Get a Loan
need money now Up to $500 Unsecured Credit Card 0,00% Low Credit OK Get a Loan

Need money now as in tonight?

Need money tonight? If you don't need a big amount of money, you can think of some services you can offer to friends or family. For example:

  • Cleaning
  • Chores
  • Babysitting
  • Secretarial work
  • Freelance Writing
  • Freelance Translation

If you need a bit more money or if you need it extremely quickly, a pay day loan might be your best bet - even though this is really not a recommended option, it can help you out if you have to pay the rent or utilities urgently.

Reasons NOT to get a payday loan

You need: Will a payday loan help or not?
$1000 to buy a second car I need money now No
$800 for an airline ticket I need money now No
$2000 for your apartment deposit I need money now No

Reasons to get a payday loan

You need: Will a payday loan help or not?
$250 emergency doctor visit I need money now Yes
$800 to fix your car so you can get to your job I need money now Yes
$300 phone bill so you can work I need money now Yes
$500 to fix a busted pipe I need money now Yes

I need money today

The thing about "needing money today" and having no plan for it is that most likely you will have to recourse to a payday loan. but first make sure you exhaust all options:

  • Call friends and family first
  • Talk to those you need to pay. Perhaps they are happy to negotiate
  • Take some time to think. Maybe it is not that much of a problem

Are you feeling like "help me i need money now"?

We know it can be hard when that feeling of "help me I need money now" stands on us like an anvil. It is a heavy burden. Hence, we reckon that the best way to make this problem go away is to face it head on and take responsibility for it. Suddenly, "help me I need money now" becomes "I have a solution with a payday loan".

Need Money?

So, we want to answer this question as clearly as possible. If you need money, it has a lot to do with a mind set. The cliche is true: save, work hard, work extra, don't be lazy, don't expect it to fall from the sky. All the old adages are essentially telling you that you have to work hard. However, working hard and smart beats it. The best way to do it, is simple:

  • Plant a bunch of seeds
  • Find what plants are the most profitable
  • Focus all your energy on those plants
  • Repeat

I need money now FAQs

  • Im broke and I need money now
    If you are broke, please consider all the "i need money now" tips on this page and be confident that you can build a path toward financial freedom.
  • I need money today
    If you need money today for an emergency, please consider a payday loan without credit check, after you have exhausted all other options.
  • I need money tonight
    If you required money tonight, there is not much you can do other than going online and selecting one of the options we offer here for a payday loan online.
  • Ways to get money now

    There are many ways and of course it has to do with what is your definition of "I need money now". Of you want money in under 24h without first trying to talk to friends or family, the only way is to try to get a payday loan online. Other than that, you can try to "get money now" with online surveys or if you are a male try to visit a sperm bank. See this link for online surveys.

    Ways to get money right away

    So if you want money right away, again, the ways to do so are few and far between besides asking friends or family, doing online surveys listed on this page.

    Need money today?

    If you need money today, it is the same thing. After exhausting your options with friends and family, try a payday loan, a prepaid debit card from the list on this page or try this website for online surveys that can help out too.

    Ways that you won't need money anymore

    So, you want money, you need money, you need money now. Right? Don't we all do. In order to create a successful financial life, know that you can do this without much money at all. You just need to take charge of one area that makes sense and make money now with it. Try out some of the options we give you in this page such as writing freelance, flipping iphones on craigslist, or try this link for online surveys.

    How to get money quickly

    So, let's define quickly as "a way to build a sustainable no BS business that has little hassle and anyone with minimum tech experience and little money can work with and make thousands every month"

    Second, visit this link for the amazing story of TJ, which talks about how he makes 10k/month from Amazon affiliate marketing doing comparison reviews.

    Need money in the next days

    Collect all the stuff that you don't really need anymore and take it to a second-hand shop. Even a pawn shop might work but you'll probably get less money there.

    Need money over the next couple of weeks

    If you have enough time you should consider a side business or job to make a few more bucks.

    I need money now for free

    What to do if you need money now? If you need money now for free there might be some issues. There are not many legal ways to get money for free.

    Borrowing money

    Payday loans can help you out for a couple of weeks or even days. It's good to be aware of what kind of contract you're signing before you get this money. It's a very fast way to get money on your account but in the long run it can easily lead to bad credit ratings and even your personal bankruptcy.

    If you want to borrow without income the interest rates are usually very high. It can be a better idea to first check with family and friends if they're capable of helping you out.

    Make money fast online

    Are you saying "I need money right this second?" Making money on the internet can be a good way to get some extra cash. It depends a lot on your skills, hobbies and personality if this can work for you. If you like chatting there are some quick ways to get money. Generally it takes some more time to actually make money with a website, but if you're good with photoshop or other design tools you can make a quick buck on websites like fiverr.

    Further reading

    How to make money on the internet

    There are various ways to make money in the internet. In fact, the possibilities are virtually infinite. The best way to get started is with your own website. If you don't feel like that you can also quickly make money by writing articles, modelling, chatting or simply by watching videos. This last option is not going to make you rich though.

    Make money online

    You can make a lot of money on the online, even while sleeping. You just need to know how. If you're seriously interested in making money online, you will need the enthusiasm and the capacity to learn while doing. The sky is the limit with a bit of persistence (and even there, people like Richard Branson disagree). You can think of creating apps and internet sites if you know how to code (or if you're willing to learn).

    How to save money on groceries

    There are two things sure in life, death and taxes. And actually, there is a third thing we can be sure of: inflation. Over time prices of almost all products are rising. This is especially obvious with groceries. World food prices have been rising more steadily in recent years. And you might feel that in your wallet. Saving money on groceries is a good way to get around it. How to save money on groceries?