openudc

401k Loans

If you have an existing 401k plan right now, then let me tell you that your financial life is already many paces ahead of the average person. A 401k is a good decision for a multitude of reasons. First, it’s an easy way to save. Second, you have the option to technically borrow from yourself by way of a 401k loan.

Car loans

It is more and more common for people to buy a car on credit. You see more and more ads for cars and the cost per month. But is it really a good choice to borrow money to purchase a car? And which loans are available?