cheapest way to borrow money short term

There are many reasons why you might need to take a loan. You might borrow money when it’s profitable i.e. you earn more with the borrowed funds than what you pay as interest. Also, you might borrow money because you do not have any other option. Borrowing money is not an easy process as you can end up using up all your money on high bank charges and interest rates. The following are some effective ways to borrow money: